IRA

What types of investments are in my portfolio?
We use low-cost Exchange Traded Funds (ETF) to invest your money into the market.  Investing into ETFs allows us to diversify your portfolio into hundreds, ...
Fri, 1 Oct, 2021 at 4:17 PM
What is an Exchange Traded Fund (ETF)?
Exchange-traded funds are an important, valuable product created for individual investors.  They offer many benefits and when used wisely, are an excellent ...
Fri, 1 Oct, 2021 at 4:24 PM
What is a “Fiduciary”
Xiggit is an SEC-Registered Investment Advisor, meaning that we adhere to Fiduciary standards to all of our investors.  We are required to act in your best ...
Fri, 1 Oct, 2021 at 4:24 PM
How do you determine what portfolio is right for me?
We ask you a series of questions that help us understand how anxious you get with taking investment risks.  Then we target a portfolio for your that can hel...
Fri, 1 Oct, 2021 at 4:25 PM
How is Xiggit different than other Robo Advisors?
Nearly all Robo Advisors are low-cost, passive ETF managers.  These managers historically have all underperformed their benchmarks, which we believe is part...
Fri, 1 Oct, 2021 at 4:26 PM
Why is active management more expensive than passive management?
Active investment managers “actively” research and analyze various things that could have a material impact on the value of your investments.  This might in...
Fri, 1 Oct, 2021 at 4:26 PM
What is the difference between the Xiggit Target Date Portfolio, and Xiggit Risk-Based Portfolio?
The Xiggit Target Date Funds Based on the target retirement date of the investor, we combine the Equity, Fixed Income, and Gold allocations into pre-built ...
Fri, 1 Oct, 2021 at 4:28 PM
Why is there a number after my portfolio name?
The number on the Xiggit portfolio name represents the drawdown risk of that portfolio.  We do this to set expectations ahead of time for what Investors may...
Fri, 1 Oct, 2021 at 4:28 PM
What is drawdown risk?
Drawdown risk can be defined as the maximum observed loss an investment incurred over a period of time.  Here is an example: You invested $1,000 in year...
Fri, 1 Oct, 2021 at 4:29 PM
What is portfolio volatility?
Volatility generally refers to what is called “standard deviation”.  The volatility of an investment can be thought of simply as how the value of your accou...
Fri, 1 Oct, 2021 at 4:29 PM